Silkroad Online Guardian System

The Guardian System is a system for existing high level players and new or low level players. The high level player is guardian and the low level player is apprentice. Under the Guardian System, the Guardian can pass on their gaming experiences to the Apprentice, so the beginners can get a better insight of the game. In this system, the guardian and the apprentice are all can get many rewards.

If you want to be the Guardian, you must be level 60 or higher, so that you can establish an academy, in addition, 100,000 gold is required to establish an academy..Guardian cannot establish more than 1 academy and maximum of 5 apprentices (below level 39) and 2 guardian assistants (between level 40~59) can be registered per 1 academy.

And if you are a new player or a low level player, you can register the Academy for the many benefits under the Guardian System. Academy registration can be done by using academy UI (hotkey L) or Guardian Matching System and must need guardian’s agreement who established the academy to register.

Reward

As an award for the apprentice’s graduation, guardian can recive evaluation points. When the Honor points is enough, guardian can use this Honor Points to purchase honor items: Seal of Sun, Seal of Moon, Seal of Star, and other equipment, and also can barter the honor points for other benefit terms.

Apprentices under a guardian can cumulate additional experience ratio through hunting, and they can share the cumulated experience ration under a buff form. Through the shared buff, apprentices and guardian can obtain extra experience points when hunting.

Ohio Pick 4 – Learn How to Win Now!

Winning every little challenge in life is already such a great feat for any individual. It heats up that dying hope that tomorrow will be a better day for him. But what if your winning is blessed with money? For example is winning that Ohio Pick 4 game? You may be taking that next great beach vacation out of town.

But, aside from the rewards of money, playing number games or the lottery can be a very entertaining activity or hobby amidst the stress of daily life. It brings fun and excitement as you wait for your supposed-to-be lucky numbers match the winning numbers. So, if you have not tried any number game, why not go for an Ohio Pick 4 game and get the chance to win?

Ohio Pick 4 game offers three kinds of bets that you can place – the Straight bet, the Boxed bet, and the Back-Up bets. The Straight bets happen when the numbers you have chosen are drawn in exact order to win. Amounts of wager vary from $.50 to $6. The Boxed bets happen when the numbers you have chosen are drawn in any combination to win. Same amounts of wager with Straight bets. The Back-Up bets make a combination of a Straight bet and Boxed bet in a single ticket, but should be place in $1 wager. So, what happens in a Back-up bet is that you have the chance to win the Straight bet and the Boxed bet if your straight bet gets to win. But you get to win only the Boxed bet if a combination of your numbers comes out and your numbers fail to come out straight.

By the way, Ohio Pick 4 still offers four kinds of Boxed bets:

o 24-Way Boxed Bet. This bet is consisting of four different numbers like 1,2,3,4 that has 24 various possible winning matches. Giving you 24 ways in winning, it also gives the lowest payout. This is considered the easiest box.

o 12-Way Boxed Bet. This bet has two same numbers like 1,2,2,3 and

o 6-Way Boxed Bet. This bet has two sets with the same numbers like 1,2,1,2.

o 4-Way Boxed Bet. This bet has three same numbers like 1,3,3,3. This has the highest payout since it only has 4 possible combinations. This is also probably the least box bet to take a win.

Like Pick 3 game, Ohio Pick 4 is held on a daily basis that is seven days a week every 12:29 p.m. and 7:29 p.m. It is also broadcasted in all states. Odds and Payouts for the game vary depending on your bets and the choice of your box.

Ohio Pick 4 is really fun game. You can choose the numbers and pick your favorite numbers so you can match them out. You may loose at first. Then, win the next jackpot. Or go back to losing the game again. But that is what games are all about after all.

The Cosmetic Corporate Governance – Will Companies Learn Lessons From the Global Financial Crisis!

The impact of the crises started to diminish. Still, all key players, including top executives, regulators and investors, have much to learn from the global financial failures. The Organisation for Economic Co-operation and Development (OECD) Steering group has issued a report entitled Corporate Governance Lessons from the Financial Crisis. This Report concludes that among major contributors to the financial crisis are failures and weaknesses in corporate governance arrangements. When they were put to a test, corporate governance routines did not serve their purpose to safeguard against excessive risk taking in a number of financial services institutions.

Other key contributors to the global financial crises include failures in transparency, failures in lending standards; failures in prudential standards; failures in risk-management.

As to the remuneration of top executives, the real problem was not the amount they receive; it is how companies pay them. The bad bonus culture encourages a short-term thinking: hit as many deals as you can this year and get a larger bonus! That approach pushed executives to focus their attention to achieving short term objectives at the expense of sustainable growth objectives.

Most financial institutions link compensation to quarterly performance, encouraging short-term gambles. When the bets win, executives get the rewards, but when the bets sour, as they have in the latest financial crunch, the executives who took the risks do not have to return their fat-cat bonuses. The executives were, in most cases, no longer gambling with their own net worth. It was the shareholders who took the hit. Thus the executive greed acted as fuel thrown on the fires of and contributed to the blazing global financial crisis. The right approach if we are going to keep the financial system from being misused by top executives’ greed again is to maintain a partnership between the top executives and have their net worth tied to the organisations’ well-being. As a result, they would be cautious about taking big risks and discourage the malpractice of running after short terms gains. Also, we need to replace bonuses with better, longer-term compensation such as deferred cash pay and restricted stock.

The directors of the troubled institutions appear to have provided only the thin-surfaced supervision to control the greed of top executives. The boards of the collapsed firms carry the full responsibility. Each month they see the numbers. They are also responsible for compliance with regulations. And they set the remunerations packages for the top executives. However the troubled firms just ticked the boxes for good corporate governance in their annual reports. In other words, there organisations presented an obvious example of the cosmetic corporate governance to fool different stockholders including investors, rating agencies and regulators!

The current global financial crisis has shed light on how poor risk management could lead to catastrophic results. The risk management systems have failed in many cases due to corporate governance procedures rather than the inadequacy of computer models alone.

With the advent of new products such as sophisticated derivatives and certificate of deposits, they posed unknown risks. Risk management may not have been up to the task since many of the standard quantitative models and users of these models regularly misjudged the systematic nature of risks. To some extent this was due to product complexity and over-reliance on quantitative analysis. Sadly, many risk evaluations were wrong including those provided by rating agencies.

The directors of the collapsed financial institutions should have better understanding of the risk implication at the time of taking decisions related to sophisticated products such as derivatives. The reality is many board members had inadequate knowledge on the sophisticated new products and likely were embarrassed to show that they lack the adequate knowledge! Here where directors’ education and orientation fails as best corporate governance best practice. On going education is important to ensure that the directors are familiar with all aspects of the company’s affairs with a particular focus on risks. Each director must receive customized orientation programs in areas where heshe lack adequate knowledge in order to be able to effectively undertake the fiduciary oversight role.

Finally, the concept that in bad times companies would be more interested in supporting their profitability and accordingly will not have time for corporate governance is irrational. The integrity cannot be compromised because corporate governance is not seasonal – it is for all times and must be embedded in senior corporate executives and directors. Companies must not put corporate governance on the shelf in bad times. It is like a muscle, must be exercised or it will atrophy

Top WAR Online Kill Collector Quests Guide – Warhammer Online Strategies and Leveling Guides

In the Warhammer Online world, war is everywhere. It would mean that once you get into the game, you have to fight against other players, sentient beasts or humanoids, and fierce non-sentient creatures all the time. This is heaven for those who can spend hours and hours just going around and slaying enemies, racking up experience points and rewards in the process. If you are this kind of gamer, then Warhammer Online: Age of Reckoning is truly the game for you. Not only does the game give you a lot of space to explore, there are also many mobs of creatures for you to exterminate if you are in the mood for it. And if your killing rampage is a blessing for someone, then you are hugely gifted for it. These are called Top WAR Online Kill Collector Quests Guide and doing these quests are not only fun but also very, very rewarding.

Simply put, the goal of kill collector quests is for you to kill mobs. Mobs are creatures in the online gaming world. In the Warhammer world, persons known as kill collectors exist to give you rewards in the form of experience points whenever you manage to kill off a specific number of creatures that they want you to kill. For example, a kill collector might want you to kill 100 Squigs. Once you manage to do so, you only need to return to the kill collector to give your reward. The great thing about the kill collectors in the Warhammer world is that they would tell you exactly how much you would gain by completing the quest. This eliminates tireless questing for a small reward. Also, with the WAR kill collector quests, you would not need to take note of how many creatures you kill, since it would automatically be logged on your Tome of Knowledge.

Another very useful aspect of the quests is that even if you did not accept any quest, but has managed to kill a number of creatures in your exploration, once you meet a kill collector who needed those creatures killed, you would still get a reward. For example, in your explorations, you kill 100 Squigs and along the way, you meet a kill collector who benefited from your killing. Instead of receiving another quest for you to kill another 100 Squigs for that kill collector, he will automatically reward you for the creatures you have already killed. Pretty nifty, huh? Not only does it save you time, it would also encourage you (hopefully) to kill more creatures on your way and not pass them in the hopes that you would meet a kill collector in your path who would reward you for your kills.

The two aspects of Top WAR Online Kill Collector Quests Guide that I mentioned above (automatic rewards for creatures you have already killed and records of your killings in the Tome of Knowledge) just goes to show that creators of Warhammer Online: Age of Reckoning has put on much thought in the game and its players. So don’t worry about leveling up in this game. All you need to do is hack and slash your way to more experience points and rewards through kill collector quests.

Top Online Casinos and Gambling Tips & Articles

Articles: Online Casino Strategies Part I

How to Choose an Online Casino.

An online casino is essentially a virtual land casino. While the games and the rules may be the same the environment and strategies change causing the online casino to become an independent entity.

This means that while you may be a professional gambler at a land based casino in Las Vegas in an online casino on the internet it’s a whole new game.

The odds and risks involved in an online casino game change and it’s essential that you learn some strategies suggested by professional online casino gamblers so that you can play the online casino games with better odds.

The online casino that you choose to play at will make or break your game. Every online casino has its own strategies to lure the players and allow the house to win. In order to ensure that the online casino at which you play is the one which will if not beat the house odds at least give you an even chance to win we recommend that you follow the following strategies:

Play at an online casino that offers the latest state of the art gaming zone. An online casino that has the PWC reviews and the player return numbers is reassuring as it shows that it’s an online casino where professionals astute and knowledgeable about their online casino games, play.

24/7 online casinosupport is essential. If an online does not have a 24/7 support numbers do not risk your money there. Online casinos are a risky place and you have to ensure that all odds are on your side. Playing at an online casino that does not offer support increases your chance of losing your money. The 24/7 support number will ensure that there are no confusions about the rules and any doubts that you may have will be clarified.

Do not choose an online casino because it appears in the top ten list of the search engine through the key words you choose. Many sites may advertise their site and appear in the search engines this does not mean they are trust worthy. Its always safer to follow a guide or a Top Ten Site recommendation as you can be sure of the professionalism of the sites advertised as they offer programs that are long lasting rather than temporary. You can be sure your money is safe at such a site.

There are tens of online casino sites. Choose the ones that offer high bonuses and rewards. These online casinos will ensure that every dollar that you put in is stretched as much as possible so that you get the most play out of the least dollar.

Online casinos may offer interactive sites but if your are a professional you may opt for the state of art games at a simple site this will ensure that you do not get distracted with music, pop ups and other such gimmicks used to entertain and distract the players from their winning streak. Concentrate.

Play at US based online casinos that are if not licensed at least within your reach if they do not pay your winnings. The support number and US presence is essential for an online casino.

Once the online casinoof your choice has been picked do not jump from casino to casino. That can be dangerous as many online casinos are scams and will disappear within a few months. If you get bored of one casino play at another casino of the same organization. Most regular online casino sites have a network of casinos offering players the most variety within the same terrain.

The Top Ten Online Casino Guide has the list of online casinos that feature only the casino sites with large networks. The online casino sites listed here are US based, professional offer 24/7 support, have licensed back ups and offer rewards and bonuses that give you the most money and online casino can offer.

So gamble at our top ten online casino sites and beat the odds!